FinanceSmartLast updated: June 2026. These Terms of Service ("Terms") govern your access to and use of financesmart.app (the "Site"). By using the Site, you agree to these Terms. If you do not agree, please do not use the Site.
Educational purpose only — not financial advice
All content on FinanceSmart, including articles, guides, and calculators, is provided for general informational and educational purposes only. It does not constitute, and should not be relied upon as, financial, investment, tax, legal, accounting, or other professional advice. We are not financial advisors, brokers, accountants, or attorneys, and no content here is tailored to your individual circumstances.
You are solely responsible for your own financial decisions. Before acting on any information found on the Site, you should consult a qualified, licensed professional who can consider your specific situation. Any action you take based on the content of this Site is strictly at your own risk.
No guarantees and "as is" basis
The Site and all content are provided "as is" and "as available," without warranties of any kind, whether express or implied, including but not limited to accuracy, completeness, reliability, fitness for a particular purpose, or non-infringement. While we aim to keep information current and correct, financial information changes frequently, and we do not warrant that any content is accurate, complete, or up to date. Calculator results are estimates for illustration only and are not promises of any outcome.
Limitation of liability
To the fullest extent permitted by law, FinanceSmart and its writers, owners, and contributors shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages, or any loss of profits, savings, data, or goodwill, arising out of or in connection with your use of (or inability to use) the Site or any content on it, even if advised of the possibility of such damages. Your sole and exclusive remedy for dissatisfaction with the Site is to stop using it.
No professional relationship
Using the Site, contacting us, or reading our content does not create any advisor-client, fiduciary, or other professional relationship between you and FinanceSmart.
Third-party content and links
The Site may reference or link to third-party websites, products, or services, and may display third-party advertising. We do not control and are not responsible for the content, accuracy, or practices of third parties. Links and ads do not constitute our endorsement.
Intellectual property
The original articles, guides, branding, and design on the Site are the property of FinanceSmart and are protected by applicable intellectual-property laws. You may read and share links to our content for personal, non-commercial use, but you may not copy, republish, or redistribute substantial portions without our permission.
Acceptable use
You agree not to misuse the Site, including by attempting to disrupt it, access it through automated means that burden our systems, or use it for any unlawful purpose.
Changes to these Terms
We may update these Terms at any time. Changes take effect when posted, and we'll update the "Last updated" date above. Your continued use of the Site means you accept the revised Terms.
Governing law
These Terms are governed by the laws applicable in our place of operation, without regard to conflict-of-law principles. Nothing in these Terms limits any rights you may have under mandatory consumer-protection laws in your country of residence.
Contact
Questions about these Terms? Reach us through our Contact page.